Now That Medicare Open Enrollment Is Over… What Should You Do Next?

Feb 18

Medicare Open Enrollment ends quietly.
The rush of commercials disappears.
The mail slows down.
And for many people here in Green Valley and Sahuarita, the question becomes:

“What do I do now?”

If you enrolled in a plan during the October 15–December 7 window, the next few weeks are simply about making sure everything is in order so January 1 starts smoothly.

Here’s a simple guide to help you feel confident and prepared.

1. Keep an eye out for your new ID card.

Your plan will mail you a card—sometimes quickly, sometimes right at the end of the month.
When it arrives:

Take a photo of the front and back
Keep the physical card somewhere safe
Watch for any plan welcome materials that explain your benefits

If the card hasn’t arrived by late December, don’t panic. Your plan can give you a temporary ID number if you need care before it arrives.

2. Confirm your doctors and pharmacy.

Even if we reviewed this together during your appointment, it’s always smart to double-check.

Look for:

Your primary care provider
Specialists you see regularly
Your preferred pharmacy (whether local or mail order)

If something doesn’t look right, reach out. Sometimes it’s a simple directory update. Sometimes we may want to talk through your options for January.

3. Review your medications.

On January 1, your prescription coverage resets under your new plan.

Take a moment to:

Make a list of your medications
Check for any tier changes
Ask your pharmacy if there’s a preferred option that could save you money

Unexpected pricing is one of the most common questions I get in January. If something surprises you, call me—we can sort it out.

4. Set up your online account (optional but helpful).

If you’re comfortable using computers, most plans have online portals where you can:

View your claims
Access your pharmacy benefits
Print a temporary card
Check your deductible and out-of-pocket totals

If you’d rather not set this up alone, I’m happy to walk you through it.

5. Know what can still be changed.

Once Open Enrollment ends:

Medicare Advantage Open Enrollment (Jan 1–Mar 31) allows some people to make one change to a different Medicare Advantage plan.
Special Enrollment Periods (SEPs) apply if you move, lose certain coverage, or experience qualifying life events.

You do not have to memorize any of this.
If something feels off—your doctor isn’t covered, your meds changed, or your bills look strange—reach out and we’ll review your options.

The bottom line:

You’re not alone in this.
Whether we worked together during Open Enrollment or you’re new here and just have questions, you’re welcome to reach out anytime.

One conversation can save you a lot of stress—and I’m here to make this easy.

If you need a check-in, a review, or just want to confirm your plan is set up correctly, call or email me anytime.

Let’s make sure your new year starts with clarity, confidence, and coverage you can count on.

(520)-909-3677